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Here’s how it really works: When occasions are good, put what you’ll be able to into the account and let it grow over time. You may also arrange computerized transfers from your corporation checking account to its financial savings account so that you just don’t need to do it manually; the cash shall be accessible for those who want to tug some again.
In case you favor dealing with a big financial institution, Citi’s Accelerate account offers a competitive APY and all the benefits of a nationwide chain with branches across 42 US states. You get free access to greater than 60,000 Citi and other surcharge-free ATMs, 24/7 customer support and different perks in the event you link a Citi checking account to your financial savings account. Although this bank account requires no minimum preliminary deposit, Citi will charge you $4.50 month-to-month upkeep charge in case your checking account stability falls under $500.